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Type of Properties we Offer
Apartments
Step into modern urban living with our wide range of apartments, catering to diverse tastes and lifestyles. Whether you’re searching for a compact studio, a family-friendly unit, or an opulent penthouse with panoramic views, our apartments are designed to meet your needs. Perfect for professionals, families, or investors, apartments offer convenience, low maintenance, and often come with amenities like parking, gyms, and communal spaces. Located in city centers or well-connected suburban areas, they place you at the heart of vibrant communities.
Houses
Experience the charm and comfort of owning a house. Our portfolio includes a variety of options, such as standalone villas with private pools, traditional townhouses in quaint neighborhoods, and modern detached or semi-detached homes with spacious gardens. Houses offer unmatched privacy, larger living spaces, and the freedom to personalize your home. Ideal for families or those desiring a peaceful retreat, they often come with features like outdoor areas, garages, and scenic views. Whether in the bustling city outskirts or serene countryside, your perfect home awaits.
Plots
Explore the endless potential of our land offerings, suitable for residential, commercial, or agricultural use. Whether you’re dreaming of building your custom home, creating a business hub, or investing in land for future development, we have the right plots to match your vision. Our listings include everything from city plots ready for development to expansive rural land for larger projects. With our expertise, we’ll help you navigate zoning laws, permits, and design possibilities to make your dream a reality.
Commercial
Maximize your business potential with our extensive selection of commercial properties. From modern office spaces in prime locations to retail outlets, warehouses, and industrial facilities, we cater to entrepreneurs, established businesses, and investors alike. Commercial properties are an excellent opportunity to establish a presence in key markets or diversify your investment portfolio. Our team can assist you in finding the right property to match your business goals, whether it’s a bustling storefront or a strategic logistic hub.
Type of Property Ownership
Full Ownership (Freehold)
This entails full and exclusive rights over real property, granting the owner the ability to possess, enjoy, and dispose of the property without restrictions, subject to applicable laws and regulations. Full ownership provides the most comprehensive form of property rights, ensuring long-term control and stability over the asset.
Surface Right
This is a legal right allowing a person to construct and maintain a building or to plant crops on or under another party’s land. Surface rights can be established for a defined period or granted perpetually. When the surface right expires, ownership of any structures or crops incorporated into the land transfers to the landowner. This arrangement is commonly used in agriculture and development projects to separate land use from land ownership.
Usufruct
Usufruct allows a person (the usufructuary) to use and enjoy a third party’s real property for a specified period. This period cannot exceed the lifetime of the beneficiary or a maximum of 30 years if the beneficiary is a legal entity. The usufructuary may utilize the property as if they were the owner, collecting profits derived from the land, whether natural (e.g., crops), industrial (e.g., factory operations), or civil (e.g., rental income). However, the property’s original economic function must be preserved.
Right of Use
This right permits an individual to use a third party’s property to satisfy personal needs or the needs of their family. Unlike usufruct, this right is limited to specific uses and does not include the right to profit from the property. It ensures access to the property solely for personal and family purposes.
Co-ownership
Co-ownership involves two or more individuals jointly owning a property, with shares that can be equal or unequal. Co-owners decide collectively on the property’s use, management, and transactions. Common among families, partners, or investors, this arrangement requires clear legal agreements to prevent disputes over rights, responsibilities, and profits. In case of disagreements, the property can be divided or sold, with proceeds distributed based on ownership shares.
Why Investing in Portugal Is a Wise Decision?
- Portugal boasts one of Europe's most secure and attractive real estate markets.
- Real estate prices in Portugal are among the lowest compared to other European capital cities.
- High rental income yields, particularly in city centers and tourist areas, driven by housing shortages.
- Portuguese legislation offers strong investor protection, setting it apart from other markets.
- The country offers a diverse array of buying and investment opportunities, spanning the capital, coastal regions, and countryside.
Property Taxes on Acquisition
Property Transfer Tax (IMT)
The IMT (Imposto Municipal sobre as Transmissões Onerosas de Imóveis) tax is levied each time a property is purchased in Portugal. The rate varies based on the type and value of the property. The tax is calculated using either the value declared in the deeds or the rateable value, whichever is higher. This tax must be paid before the property is purchased.
The following three criteria are crucial for calculating this tax:
- Property Type: Whether the property is urban or rural.
- Location: Whether the property is located in mainland Portugal or in its autonomous regions.
- Purpose of Purchase: Whether the property is being bought as a primary or secondary residence.
Stamp Duty (IS)
As a buyer, you are required to pay stamp duty (Imposto de Selo) on deeds, contracts, bank mortgages and loans, documents, and titles. The rate varies based on the type and value of the property, typically ranging between 0.4% and 0.8%.
When purchasing a house, you pay stamp duty to the notary when signing the deed of sale, with the rate set at 0.8%.
For mortgages, stamp duty is also applicable. If the repayment period is more than five years, the stamp duty rate is 0.6%. For repayment periods of less than five years, the rate is 0.5%.
Property Taxes on Ownership
Municipal Property Tax
(IMI)
In Portugal, property owners must pay the Municipal Property Tax (Imposto Municipal Sobre Imóveis, or IMI). The tax rate varies by municipality, with each municipal assembly setting its own rate. IMI funds local municipalities and is used to maintain public infrastructure. Property owners are liable for IMI if they own the property on the last day of the respective tax year.
- Urban properties: The rates typically range from 0.3% to 0.45%
- Rural properties: Flat rate of 0.8%
IMI is usually paid in one, two, or three installments, depending on the total amount due. Payment deadlines typically fall in April, July, and November.
Additional Municipal Property
Tax (AIMI)
Portugal doesn’t implement a conventional wealth tax; however, it incorporates a similar concept through the Adicional Imposto Municipal Sobre Imóveis (AIMI). It is an annual property tax in Portugal that is levi on the combined fiscal value of all residential properties own by a taxpayer as of January 1st of each year worth above €600.000.
There are three levels of AIMI Tax in Portugal:
- 7,0% on properties valued between €600,000 and €1M
- 1,0% on properties valued between €1M and €2M
- 1,5% if the total properties value is over €2 million
Capital Gains Tax
Capital Gains Tax on real estate in Portugal applies to the profits made from selling property. The taxation process and rates vary based on whether you are a tax resident or a non-resident of Portugal.
- For Tax Residents: When you sell a property, 50% of the capital gain is subject to taxation. This taxable amount is added to your overall income and taxed according to the progressive income tax rates, which range from 14.5% to 48%.
- For Non-Residents: Non-residents are taxed at a flat rate of 28% on the entire capital gain from the sale of real estate in Portugal.
