Featured Properties
Our Investor Services
Research
Our in-depth market analysis and insights ensure you make informed decisions.
Legal
We streamline the legal complexities of Portuguese real estate, ensuring a smooth and compliant investment process.
Finance
With our trusted financing solutions, we help you secure the best funding options tailored to your needs.
Manage
Our exclusive property management partnerships ensure your investment is in expert hands.
Type of Properties we Offer
Apartments
Step into modern urban living with our diverse range of apartments. Whether you’re looking for a stylish studio, a spacious family home, or a luxury penthouse with stunning views, we have options to suit every lifestyle. Enjoy low maintenance, top-tier amenities, and prime locations in vibrant city centers or well-connected suburbs.
Houses
Discover the charm and comfort of owning a home. From elegant townhouses in quaint neighborhoods to private villas with pools and gardens, our selection offers space, privacy, and the freedom to create your ideal living environment. Whether you’re looking for a family-friendly setting or a peaceful retreat, we’ll help you find the perfect match.
Plots
Unlock endless possibilities with our land listings, ideal for residential, commercial, or agricultural projects. Whether you want to build your dream home, develop a business hub, or invest in future growth, we provide expert guidance on zoning, permits, and development potential.
Commercial
Maximize your business potential with our wide range of commercial properties. From office spaces in prime locations to retail outlets, warehouses, and industrial facilities, we cater to entrepreneurs, established businesses, and investors. Secure the right property to drive your success in key markets.
Type of Properties Ownership
Full Ownership (Freehold)
This entails full and exclusive rights over real property, granting the owner the ability to possess, enjoy, and dispose of the property without restrictions, subject to applicable laws and regulations. Full ownership provides the most comprehensive form of property rights, ensuring long-term control and stability over the asset.
Surface Right
This is a legal right allowing a person to construct and maintain a building or to plant crops on or under another party’s land. Surface rights can be established for a defined period or granted perpetually. When the surface right expires, ownership of any structures or crops incorporated into the land transfers to the landowner. This arrangement is commonly used in agriculture and development projects to separate land use from land ownership.
Usufruct
Usufruct allows a person (the usufructuary) to use and enjoy a third party’s real property for a specified period. This period cannot exceed the lifetime of the beneficiary or a maximum of 30 years if the beneficiary is a legal entity. The usufructuary may utilize the property as if they were the owner, collecting profits derived from the land, whether natural (e.g., crops), industrial (e.g., factory operations), or civil (e.g., rental income). However, the property’s original economic function must be preserved.
Right of Use
This right permits an individual to use a third party’s property to satisfy personal needs or the needs of their family. Unlike usufruct, this right is limited to specific uses and does not include the right to profit from the property. It ensures access to the property solely for personal and family purposes.
Co-ownership
Co-ownership involves two or more individuals jointly owning a property, with shares that can be equal or unequal. Co-owners decide collectively on the property’s use, management, and transactions. Common among families, partners, or investors, this arrangement requires clear legal agreements to prevent disputes over rights, responsibilities, and profits. In case of disagreements, the property can be divided or sold, with proceeds distributed based on ownership shares.
Why Investing in Portugal Is a Wise Decision?
- Portugal boasts one of Europe's most secure and attractive real estate markets.
- Real estate prices in Portugal are among the lowest compared to other European capital cities.
- High rental income yields, particularly in city centers and tourist areas, driven by housing shortages.
- Portuguese legislation offers strong investor protection, setting it apart from other markets.
- The country offers a diverse array of buying and investment opportunities, spanning the capital, coastal regions, and countryside.
Property Taxes on Acquisition
Property Transfer Tax (IMT)
The IMT (Imposto Municipal sobre as Transmissões Onerosas de Imóveis) tax is levied each time a property is purchased in Portugal. The rate varies based on the type and value of the property. The tax is calculated using either the value declared in the deeds or the rateable value, whichever is higher. This tax must be paid before the property is purchased.
The following three criteria are crucial for calculating this tax:
- Property Type: Whether the property is urban or rural.
- Location: Whether the property is located in mainland Portugal or in its autonomous regions.
- Purpose of Purchase: Whether the property is being bought as a primary or secondary residence.
Stamp Duty (IS)
As a buyer, you are required to pay stamp duty (Imposto de Selo) on deeds, contracts, bank mortgages and loans, documents, and titles. The rate varies based on the type and value of the property, typically ranging between 0.4% and 0.8%.
When purchasing a house, you pay stamp duty to the notary when signing the deed of sale, with the rate set at 0.8%.
For mortgages, stamp duty is also applicable. If the repayment period is more than five years, the stamp duty rate is 0.6%. For repayment periods of less than five years, the rate is 0.5%.
Property Taxes on Ownership
Municipal Property Tax
(IMI)
In Portugal, property owners must pay the Municipal Property Tax (Imposto Municipal Sobre Imóveis, or IMI). The tax rate varies by municipality, with each municipal assembly setting its own rate. IMI funds local municipalities and is used to maintain public infrastructure. Property owners are liable for IMI if they own the property on the last day of the respective tax year.
- Urban properties: The rates typically range from 0.3% to 0.45%
- Rural properties: Flat rate of 0.8%
IMI is usually paid in one, two, or three installments, depending on the total amount due. Payment deadlines typically fall in April, July, and November.
Additional Municipal Property
Tax (AIMI)
Portugal doesn’t implement a conventional wealth tax; however, it incorporates a similar concept through the Adicional Imposto Municipal Sobre Imóveis (AIMI). It is an annual property tax in Portugal that is levi on the combined fiscal value of all residential properties own by a taxpayer as of January 1st of each year worth above €600.000.
There are three levels of AIMI Tax in Portugal:
- 7,0% on properties valued between €600,000 and €1M
- 1,0% on properties valued between €1M and €2M
- 1,5% if the total properties value is over €2 million
Capital Gains Tax
Capital Gains Tax on real estate in Portugal applies to the profits made from selling property. The taxation process and rates vary based on whether you are a tax resident or a non-resident of Portugal.
- For Tax Residents: When you sell a property, 50% of the capital gain is subject to taxation. This taxable amount is added to your overall income and taxed according to the progressive income tax rates, which range from 14.5% to 48%.
- For Non-Residents: Non-residents are taxed at a flat rate of 28% on the entire capital gain from the sale of real estate in Portugal.
